{"id":753,"date":"2020-06-22T01:45:00","date_gmt":"2020-06-22T01:45:00","guid":{"rendered":"https:\/\/www.realestateleads.ca\/blog\/?p=753"},"modified":"2023-09-26T19:41:43","modified_gmt":"2023-09-26T19:41:43","slug":"housing-remains-best-investment-for-majority-of-canadians","status":"publish","type":"post","link":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/","title":{"rendered":"Housing Remains Best Investment for Majority of Canadians"},"content":{"rendered":"
<\/div>\r\n
\r\n
\"\"<\/figure>\r\n<\/div>\r\n\r\n\r\n\r\n

We\u2019ll preface right away here with today\u2019s blog that the understanding that housing is among the most solid investments a person can make has been THE predominant understanding in this country for a long time. If we\u2019re to look back across however many decades you\u2019d like we\u2019re going to see that\u2019s held true.<\/p>\r\n\r\n\r\n\r\n

Now today, however, there\u2019s not much debate that the real estate market in Canada is weathering a storm, but it turns out that seeing the solidity of investing in housing is just as sound perspective as it\u2019s always been.<\/p>\r\n\r\n\r\n\r\n

One of the things we will say though is that one of the less-than-ideal aspects of the COVID storm is that there\u2019s less of that proverbial pie to go around for realtors in Canada these days, and especially so for ones working in major metropolitan areas of the country.<\/p>\r\n\r\n\r\n\r\n

It\u2019s for that reason that the online real estate lead generation system we have here at Real Estate Leads comes more highly recommended than perhaps it\u2019s ever been before. Putting the power of Internet Marketing to work providing you with bonafide client leads is something that can\u2019t help but benefit your business at this time, and all the time for that matter.<\/p>\r\n\r\n\r\n\r\n

But back to topic – we feel it\u2019s important to be equivocal during this time when so many people are talking doom and gloom about the real estate industry, and it\u2019s a good testament to the other side of the picture to point out what\u2019s going to be continuing to motivate home buyers – the fact that real estate remain the best investment option for most people in Canada, and all up and down the social ladder.<\/p>\r\n\r\n\r\n\r\n

The Soundest of Decisions for Investment<\/strong><\/h3>\r\n\r\n\r\n\r\n

Owning a home remains the largest single investment for most Canadians. For this reasons it shouldn\u2019t be surprising that fear over an economy that\u2019s on its side right now is generating anxiety for a lot of people.<\/p>\r\n\r\n\r\n\r\n

The CMHC (Canada Mortgage and Housing Corporation) recently predicted the ongoing pandemic and resulting freeze of the economy could push down the country\u2019s average home prices somewhere between 9 and 18 percent, and the primary factor in that being job losses and uncertainty forcing many Canadians to the sidelines.<\/p>\r\n\r\n\r\n\r\n

Further, the federal housing agency is predicting the housing sector will not return to pre-pandemic levels until around the time 2022 is drawing to a close. Yes, that\u2019s concerning any way you slice it, but let\u2019s continue on with what\u2019s to be said here before we decide on a big-picture consensus.<\/p>\r\n\r\n\r\n\r\n

We are seeing housing analysts pointing out vulnerabilities in big cities and the booming Vancouver and Toronto condo markets especially. There\u2019s no getting around the fact there\u2019s dark clouds there.<\/p>\r\n\r\n\r\n\r\n

Now that\u2019s of course going to be bad news for speculators or others who have recently purchased a home in a vulnerable region and were hoping to sell for profit in the not-TOO-distant future.<\/p>\r\n\r\n\r\n\r\n

However, for most long-term homeowners able to maintain an adequate source of income, the very roof over their head is instead the best and safest investment possible. And that is no departure at all from the same way it\u2019s been for as long as homes have been bought and sold as part of a real estate market in this country.<\/p>\r\n\r\n\r\n\r\n

5% or More for More for Nearly 3\/4 of a Century<\/strong><\/h3>\r\n\r\n\r\n\r\n

Canadian house values have increased by over five per cent annually over 25-year periods going back the middle of the 1940s, after WWII ended. The 2008 global financial meltdown is included in that of course, and the concurrent predictions for a housing market collapse along with it truly never materialized.<\/p>\r\n\r\n\r\n\r\n

Many homeowners have already benefited from the pre-pandemic housing boom, and for new homeowners, any decline over the next three years can easily be absorbed once the market gets back on track. <\/p>\r\n\r\n\r\n\r\n

Now as far as potential homeowners are concerned, the next three years could present an affordability window into the residential real estate market. One of the biggest pre-pandemic risks in the housing market was the threat of higher mortgage rates, but we can now be fairly certain that borrowing rates will remain low for a long time. <\/p>\r\n\r\n\r\n\r\n

It of course needs to be said that a home should never be the only investment in a retirement portfolio, as it\u2019s unique from other investments in terms of risk. A short-term theoretical drop in the value of a home is not to be disregarded, but it checked by the understanding that homes are bought and sold far less frequently, which decreases the risk of making a price decline a real loss and allowing sufficient time for that investment to recover. <\/p>\r\n\r\n\r\n\r\n

Intrinsic Value in Homes<\/strong><\/h3>\r\n\r\n\r\n\r\n

What really sets a home apart from any other investment is its intrinsic value. A home is considered real estate. That means it is a real, tangible, asset and will always have a significant basic value, and by living in it you are changing the way you\u2019re nurturing that investment asset in a positive way. You\u2019re making it more resilient to market force dips and the like, and with its potential to increase in value you (or your client as might be the case here) are receiving a sort of dividend equal to the cost of rent if you didn’t own a home.<\/p>\r\n\r\n\r\n\r\n

Then there\u2019s the fact that home ownership also allows average investors to build equity by borrowing at a low interest rate in the form of a mortgage by using the property as collateral. Over time, that equity may be repurposed for borrowing at a low interest rate through a home equity line of credit (HELOC). <\/p>\r\n\r\n\r\n\r\n

Last but not least and very specific to the \u2018here and now\u2019 – it\u2019s quite possible that the biggest measure of the intrinsic value of a home comes from its newfound role as sanctuary during this global pandemic. The value of a home in a time when social distancing could become the norm for years to come may well prove to be immeasurable, and don\u2019t think for a second that\u2019s not going to be motivating individuals who don\u2019t have that right now to make sure they do for the future.<\/p>\r\n\r\n\r\n\r\n

Sign up for Real Estate Leads here and receive a monthly quota of qualified, online-generated buyer and \/ or seller leads that are delivered to you – and only you – as the only realtor who\u2019s assigned to serve your requested region of any city or town in Canada. It\u2019s a dynamite way to supercharge your client prospecting efforts and speed up the development and growth of your real estate business.<\/p>\r\n","protected":false},"excerpt":{"rendered":"

We\u2019ll preface right away here with today\u2019s blog that the understanding that housing is among the most solid investments a person can make has been THE predominant understanding in this country for a long time. If we\u2019re to look back across however many decades you\u2019d like we\u2019re going to see that\u2019s held true. Now today, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-753","post","type-post","status-publish","format-standard","hentry","category-general-topics"],"yoast_head":"\nHousing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog<\/title>\n<meta name=\"description\" content=\"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog\" \/>\n<meta property=\"og:description\" content=\"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/\" \/>\n<meta property=\"og:site_name\" content=\"Real Estate Leads Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-22T01:45:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-26T19:41:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg\" \/>\n<meta name=\"author\" content=\"Real Estate Leads\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Real Estate Leads\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/\",\"url\":\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/\",\"name\":\"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg\",\"datePublished\":\"2020-06-22T01:45:00+00:00\",\"dateModified\":\"2023-09-26T19:41:43+00:00\",\"author\":{\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/#\/schema\/person\/413386b258baa1b3e7d5709228082e86\"},\"description\":\"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog\",\"breadcrumb\":{\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#primaryimage\",\"url\":\"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg\",\"contentUrl\":\"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.realestateleads.ca\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Housing Remains Best Investment for Majority of Canadians\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/#website\",\"url\":\"https:\/\/www.realestateleads.ca\/blog\/\",\"name\":\"Real Estate Leads Blog\",\"description\":\"Welcome to RealtorLeads Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.realestateleads.ca\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/#\/schema\/person\/413386b258baa1b3e7d5709228082e86\",\"name\":\"Real Estate Leads\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.realestateleads.ca\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4801655c68dae8c9486a6bdf5e4c6505?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4801655c68dae8c9486a6bdf5e4c6505?s=96&d=mm&r=g\",\"caption\":\"Real Estate Leads\"},\"url\":\"https:\/\/www.realestateleads.ca\/blog\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog","description":"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/","og_locale":"en_US","og_type":"article","og_title":"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog","og_description":"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog","og_url":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/","og_site_name":"Real Estate Leads Blog","article_published_time":"2020-06-22T01:45:00+00:00","article_modified_time":"2023-09-26T19:41:43+00:00","og_image":[{"url":"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg"}],"author":"Real Estate Leads","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Real Estate Leads","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/","url":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/","name":"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog","isPartOf":{"@id":"https:\/\/www.realestateleads.ca\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#primaryimage"},"image":{"@id":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#primaryimage"},"thumbnailUrl":"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg","datePublished":"2020-06-22T01:45:00+00:00","dateModified":"2023-09-26T19:41:43+00:00","author":{"@id":"https:\/\/www.realestateleads.ca\/blog\/#\/schema\/person\/413386b258baa1b3e7d5709228082e86"},"description":"Housing Remains Best Investment for Majority of Canadians - Real Estate Leads Blog","breadcrumb":{"@id":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#primaryimage","url":"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg","contentUrl":"https:\/\/www.realestateleads.ca\/blog\/wp-content\/uploads\/2019\/04\/AdobeStock_181303019-1024x622.jpeg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.realestateleads.ca\/blog\/housing-remains-best-investment-for-majority-of-canadians\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.realestateleads.ca\/blog\/"},{"@type":"ListItem","position":2,"name":"Housing Remains Best Investment for Majority of Canadians"}]},{"@type":"WebSite","@id":"https:\/\/www.realestateleads.ca\/blog\/#website","url":"https:\/\/www.realestateleads.ca\/blog\/","name":"Real Estate Leads Blog","description":"Welcome to RealtorLeads Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.realestateleads.ca\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.realestateleads.ca\/blog\/#\/schema\/person\/413386b258baa1b3e7d5709228082e86","name":"Real Estate Leads","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.realestateleads.ca\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4801655c68dae8c9486a6bdf5e4c6505?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4801655c68dae8c9486a6bdf5e4c6505?s=96&d=mm&r=g","caption":"Real Estate Leads"},"url":"https:\/\/www.realestateleads.ca\/blog\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/posts\/753"}],"collection":[{"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/comments?post=753"}],"version-history":[{"count":0,"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/posts\/753\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/media?parent=753"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/categories?post=753"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.realestateleads.ca\/blog\/wp-json\/wp\/v2\/tags?post=753"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}